Embracing Change with Strategic Financial Planning
Life is a journey filled with milestones and unexpected transitions. At The Capeloto & Hedrick Co, we specialize in guiding you through these changes with strategic financial planning tailored to your unique circumstances.
Major Life Transitions and Our Customized Approach
Getting Married
Uniting lives means uniting finances too. We help you merge and manage your assets, ensuring you both have a clear plan for your joint future.
Changing Jobs or Careers
Whether it's a new role or a complete career shift, we provide insights on managing retirement accounts, adjusting income strategies, and optimizing benefits from your new employer.
Welcoming a Child
Expanding your family is a joyous event with significant financial considerations. We assist in planning for education savings, life insurance adjustments, and budget reshaping to accommodate your growing family.
Experiencing Divorce
Navigating divorce involves complex financial rearrangements. We offer compassionate guidance on asset division, alimony considerations, and personal financial restructuring.
Retirement Planning
Transitioning to retirement is a major life change. We focus on income strategies, investment management, and creating a financially secure, enjoyable retirement.
Caretaking for a Parent
Stepping into a caregiving role can bring unexpected financial responsibilities. We help you manage these challenges while safeguarding your own financial well-being.
Losing a Parent
Inheriting assets often comes with tax implications and new financial decisions. We provide empathetic support and advice for estate settlement and inheritance management.
Losing a Spouse
The loss of a partner is both emotionally and financially challenging. Our role is to help you handle estate settlements, benefit claims, and the reevaluation of your financial plan during this difficult time.
Additional Life Transitions
Starting or Selling a Business
We provide expertise in managing business finances, assessing risks, and planning for transitions in ownership.
Major Health Changes
Unexpected health issues can affect your financial landscape. We’re here to help you adjust your plan accordingly.
Your Personal Financial Guide
Tailored Strategies
Every transition is different. We craft personalized strategies that align with your life changes and aspirations.
Ongoing Support and Reassessment
As your life evolves, so do your financial needs. We’re committed to regular reviews and adjustments, ensuring your plan remains aligned with your goals.